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Financial Information
Social Security
Filing for Social Security Tips
Disability
under social security is based on your inability to work.
To be
considered disabled, the SSA must determine that due to your
disability you are unable to perform any kind of work for which you
are suited, and will be unable to do so for at least one year.
Social
Security will take in consideration your age, education, training
and work experience and decide if you are disabled. To be awarded
Social Security benefits, you must have been employed long enough to
have been subject to social security withholding.
Your benefits
are determined by how much you earned when you worked. (SSI), is a
federally run program for the disabled persons who qualify for SSI,
and you must meet certain income and asset limitations. You should
apply for your disability as soon as you become disabled.
You may file
by phone, mail or in person. It will take some time (approximately a
month), and you will probably receive your first denial letter. At
this time you have a right to hire an attorney to continue the
processing of your case. The only down side to that scenario
is…the attorney will then receive a portion of your back pay.
I have a
few tips that may guide you on your road to you disability benefits.
When I filed for my disability for my children and myself, many
people informed that it might take up to three years to be awarded.
My suggestions for speeding up the system are:
- File Online. If you have dependants, file for them at
the same time.
- Wait for your first denial letter.
- When you receive your letter, you will be assigned a
caseworker for your case.
- Call your caseworker and communicate with them on a weekly
basis. Find out the status of your case.
- If he or she states they are waiting on information from a
certain doctor. You should call the doctor and personally get the
information for them. (The key here is to be proactive and remain
consistent regarding your communication about your case.
I was awarded Social Security benefits for my
two children and myself three months after filing. Fortunately, I
also had the opportunity to retire from work with a pension.
I’m not saying that my techniques will work
for everybody, because every disability case is different. But,
these techniques helped me and hopefully they will be helpful to
you.
Here's the Internet link and
phone number for the Government Social Security web site
Have your Social
Security Card ready!
Web Site:
www.ssa.gov
(click above)
Phone Number (toll-free)
1-800 772-1213
Phone Number "TTY"
1-800 325=0778
OTHER FINANCIAL INFORMATION LINKS
Brainjury
Association USA:
http://www.biausa.org/Pages/home.html
(click above)
Kentucky
Brain Injury Fund:
www.kybraininjuryfund.org
(click above)
Email:
Family Helpline USA
familyhelpline@biausa.org
(click above)
Telephone:
T.H.E. Brain Trust
617 876-2002
Good Luck,
Sherry L. Pierce

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